Students enrolled in a program and are taking nine (9) or more credits at North Shore Community College (NSCC) are required to have health insurance according to the Massachusetts' Universal Health Insurance law.

The coverage for the academic year 2019 - 2020 costs $2,390.00. The coverage period starts September 1, 2019 and ends August 31, 2020.

The coverage for the Spring 2020 semester costs $1,595.00. The coverage period starts January 1, 2020 and ends August 31, 2020.

Already Have Health Insurance Coverage?

Students who have comparable coverage required by the regulation and do not wish to purchase the NSCC Student Health Insurance, must submit his/her health insurance waiver on-line through Arthur J. Gallagher & Co. website in order to avoid paying the health insurance fee. 

Please be advised that the health insurance waiver must be submitted ANNUALLY. 

For Returning Students: Use the same login information to access Arthur J. Gallagher & Co. website. The waiver process is the same as the previous year. 

For First Time Students: You will need to create a login in order to access the waiver page. You will need the following to complete the process:

  • Health insurance card
  • NSCC student ID number

Once you successfully answer all of the questions, NSCC will be notified and the waiver will be applied to your NSCC account within 24 hours. 

Questions regarding the student health insurance waiver or enrollment should be directed to Arthur J. Gallagher & Co at 1-877-308-4259.

Important Information for MassHealth Members:

Note: MassHealth Limited, Children’s Medical Security Plan, Health Safety Net or Free care are not considered comparable plans and will not be qualified for a waiver. 

Need to Purchase Health Insurance Coverage?

Students who do not have a comparable health insurance coverage can obtain health insurance through NSCC. You can find more information about the Blue Cross Blue Shield Benefits and Plan for this year on the Arthur J. Gallagher & Co. 

If you decide to receive health insurance through NSCC you will need to pay for it in full or authorize us to use your financial aid if you have a credit available to help cover the cost. If at any time you have to cancel or need coverage during the year, please contact our office for information. 

Here are the steps to complete in order to pay for the insurance and/or authorize your aid to cover it. 

To Pay for your Health Insurance

  1. Log into myNorthshore
  2. Select Web Payment/e-Bill button
  3. Select Make Payment
  4. Fill out information as requested

To Authorize Your Financial Aid

  1. Log into your myNorthshore account
  2. Select "Registration, Schedule, Financial Aid and Payment" icon
  3. Enter User Name and Password
  4. Click on School Services Tab
  5. Click on Financial Aid Tab
  6. Click on Eligibility Link
  7. Select Aid Year and Submit
  8. Under Unsatisfied Requirements Click and Answer the Question Yes


Students using financial aid must waive the health insurance charge to be eligible to receive a bookstore credit.  Students who register prior to the semester payment due date should pay or waive their health insurance charge by the payment due date to avoid having the charge on their student account. Those students who register after the semester due date should pay or waive their health insurance charge at the time of registration. 

Need Help? NSCC's Student Financial Services Office can assist you. 

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